Steps To Buying A New Home Plan
If you plan ahead, know what to look for and what questions to ask, buying the
ideal homeplan to meet your needs & lifestyle
does not need to be difficult or time consuming.
While searching for your ideal home plan consider
which elements might be the most important to you and your family. There are
many factors to be considered when choosing the right house plan to meet your
needs. While reviewing home plans, carefully consider how many floors and rooms
will meet your growing family's needs. One of the most important considerations
is the potential style of your new home plan.
Study plans are quite easy to understand and
are not as complex as blueprints. They can provide you with a good solid
overview of the estimated size and layout of the various home and styles.
Your preferences are many different styles to choose from. Knowing in advance
can help you in choosing the right size and type of lot you will need to
purchase. To assist you, we have a great deal of information to help you choose
the right home plan to meet your needs.
We recommend that you review a number of home plans and compare them against
available lots since choosing a lot site is often easier if you have a
specific style and size for your future home in mind.
The study plans and blueprints that you purchase will include the
specifications and documents that tell the builder
how you want your new house to be built. Although blue prints are more complex,
we can assist you in understanding how to read your new blueprints. Our
blueprints include floor plans; front, side and rear elevations; foundation
plan; footings and framing information; roof plan; electrical layout and
Additional aspects that you should consider:
Ask your self how much time you and your family might want to spend outdoors and
if you will want features such as patios, porches or decks. Do you prefer a
large eat-in kitchen or would you prefer a large dining room. Will you want
additional spaces for a den, home office or a place for hobbies? Do you like
cathedral ceilings or open areas, wood burning fireplaces, large bay windows or
skylights? All ofthese factors should be considered and examined while
searching for your ideal home plan because it is easier and less expensive to
include them at the building stage rather than to try to add them later.
Another important factor, while searching for you new home plan, is the general
location and area that you plan to build your new home. Examine the existing
homes in the area you hope to build to see what type of style might best fit
into the current environment. Do they tend to lean more toward one style than
another or is the area comprised of a mixture of home styles? Is the area where
you hope to build flat, hilly or rugged terrain? Are the available lots that
are available in your area narrow or wide? What is the natural climate in your
chosen area? Flat roofs are ideal in mild climates; however, sloping roofs are
better suited for climates with lots of snow and high wind.
Zoning & Restrictions
While you are in the early stages of planning to build your new home, also
examine the local zoning requirements. Find out what municipal services are
offered in the area where you hope to build. Important questions to explore:
What are the estimated taxes in the area when you hope to build? Are there
restrictions on the size or type of the house you can build? What zoning laws
protect my future location from the impact of industrial or business
As you narrow your search for an appropriate lot, find out if there are any
easement restrictions on how you can use your property. Additional questions to
be examined are whether the property has access to public water and sewer
service. If sewer service is not available, what are the requirements and costs
for a septic system? Where are the utility lines and will there be additional
costs to make them accessible to your new home?
Each of these factors can have a profound impact on the type and style of home
plan you choose.
Budgets should also be considered while shopping for the right home plan and
location. As a general rule of thumb, your building site should cost no more
than 20% of the total cost of your home and site combined.
Before you start, make sure that you know how much you can afford to spend.
Investigate your options by making an appointment with your bank or loan
officer. Banks often provide attractive loans that can initially finance the
lot purchase as well as the construction cost which can then convert
automatically to a permanent loan. Also find out if your bank reserves the
right to approve the builder you choose.
Make appointments with local contractors and builders in your area to get
estimates on the average cost per square foot to build the home plan that you
have chosen. You should also get estimates on the cost of driveways, utility
hook ups and septic tank installations or sewer connections.
Choosing a Contractor
Choosing a building contractor is probably the most important decision you will
make. Your builder will not only be responsible for building a high quality
house that will last for years and years, but he will also be responsible for
coming in on budget, getting the house built on schedule and coordinating the
multitudes of subcontractors it will take to get the job done.
It should be stated at the outset, that most home contractors are dependable and
trustworthy businessmen, however there are a few guidelines that you should
follow to protect yourself and your investment.
Now that you have a better idea of what to look for when
buying a new home plan, all you need to do is choose a style! See
our information on architectural floor plan styles which explains the
differences between the various home plans. We also have some great ideas and
suggestions for choosing the right house plan as well as information to help
you understand how to read your new blue prints.
Always obtain more than one estimate.
Never choose a contractor based solely on price.
Don't rely on possible legal remedies as your protection against someone you
are apprehensive about to begin with. Simply don't hire that particular
Research their background before hiring them. If your state has a licensing
board for contractors, call to find out if there are any outstanding complaints
against that license holder.
Call your local Better Business Bureau to see if there are any complaints on
Don't be afraid to thoroughly interview the contractor candidates. Ask what
kind of worker's compensation insurance they carry and get a Certificate of
Insurance directly from the insurance company. If they are not covered, you
could be liable for any work-related injury incurred during the project.
Be sure that the contractor also has an umbrella general liability policy.
Don't hire the contractor who only suggests changes that will reduce the
price—and possibly the quality—or the contractor who does the
opposite and only makes suggestions that will result in expensive changes.
There should be a balance
Choose a contractor based heavily on past performance. Ask for names of clients
and follow-up with phone calls and drive-bys if possible. A good contractor
will be happy to provide as many referrals as you want.
Choose a contractor based on recommendations from local business owners he
deals with such as bankers, material suppliers or local officials.
Choose a contractor who appears knowledgeable, has a helpful attitude and will
have your best interest at heart.
Finally, don't be rushed into making a decision, no matter how competitive the
market may seem. Never pay a deposit to a contractor at the first meeting.